This website is the personal opinion of Tim Morris, under the auspices of ZML Corp LLC and should not be considered legal or financial advice. The owner of this website is not a registered financial adviser or affiliated with an investment firm. It should be noted that investing any money in the stock market involves a great deal of risk, with the potential to lose money, and you are responsible for your own behavior and financial decisions. This website is for personal entertainment purposes only. Unless otherwise mentioned, the creator of this website has no affiliation with any of the programs or products mentioned. Speak to a qualified financial adviser before making any investment decisions.

The 60 day money back guarantee on premium books is offered one time on one book. Meaning if you buy multiple premium books at the same time, you are only allowed a refund on one of the purchased books. Also, if you have used the refund in the past, you are no longer given the option for a refund on future premium book purchases.