The 20% Solution A buy-and-hold strategy designed to beat the market with less volatility.
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WITH AN ANNUAL RETURN OF 20.13% PER YEAR

The 20% Solution

★★★★★ BACKED BY 30+ YEARS OF MARKET DATA
A smarter way to invest without picking individual stocks.

The 20% Solution by Tim Morris

📱 INCLUDES BOTH PDF & EPUB FORMATS

  • 20.13% Annual Return: Historical results across 30+ years of data.
  • Less Volatility: Designed to reduce the wild swings of the S&P 500.
  • No Stock Picking: Stop trying to guess the next Amazon.
  • Simple Rebalancing: Buy-and-hold strategy with only quarterly adjustments.
TOTAL VALUE: $300 EXCLUSIVE OFFER: ONLY $39.99!
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The 20% Solution by Tim Morris

📱 INCLUDES BOTH PDF & EPUB FORMATS

Stop Trying to Pick the Perfect Stock…

Most investors waste years trying to beat the market the hard way. They chase hot stocks, follow predictions, study charts, and hope they picked the next Amazon. But the truth is simple: most people are terrible at picking winning stocks.

  • The Stock Picking Trap: For every Amazon, there were hundreds of companies that failed, disappeared, or went nowhere. Hindsight makes investing look easy, but in real time, nobody knows which stock will become the next big winner.
  • The Constant Stress: When your strategy depends on guessing the future, you end up checking your account every day, wondering whether to sell, hold, or move your money somewhere else.
  • The Market Already Gives You the Answer: Instead of trying to outsmart the market, this strategy uses the long-term power of the market as its foundation, then builds a smarter system around it.

Now let me show you the solution…

How Does 20.13% a Year Sound?

You may think that sounds impossible, or that it must involve day trading, risky penny stocks, options, or some complicated Wall Street system. It does not. Inside this book, I reveal a simple buy-and-hold strategy backed by more than 30 years of market data. Here’s what you’ll discover:

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A Strategy Averaging 20.13% Per Year

See how this strategy performed across decades of real market history, including recessions, crashes, recoveries, and major economic events.

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Less Volatility Than the S&P 500

Higher returns are great, but they mean nothing if the ride is unbearable. This strategy was designed to increase returns while reducing volatility and drawdowns.

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No Individual Stock Picking

You do not need to find the next Amazon, Tesla, Apple, or Nvidia. The strategy removes the guessing game and gives you a clear portfolio structure to follow.

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Only Rebalance 4 Times a Year

This is not a trading system that requires you to stare at charts all day. You simply follow the strategy and rebalance quarterly.

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Backed by Real Historical Data

The book shows the charts, statistics, drawdowns, annual returns, and long-term performance data so you can see exactly how the strategy has performed.

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Built for Long-Term Compounding

Small differences in annual returns can create enormous differences over time. This book shows how powerful compounding can become when paired with the right strategy.

The Problem With Traditional Investing Advice

Most investing advice tells you to either pick individual stocks or settle for average market returns. The 20% Solution takes a different approach.

The 20% Solution 👍

Traditional Investing 👎

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GOAL: Beat the Market

Designed to produce stronger long-term returns than simply buying the S&P 500.

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GOAL: Average Returns

Most advice tells you to accept market returns and deal with the volatility that comes with them.

METHOD: Clear Strategy

The assets are already selected and the rules are simple to follow.

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METHOD: Guessing Game

Investors are often left trying to guess which stocks will outperform in the future.

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RISK: Lower Volatility

Historically produced less volatility and smaller drawdowns than the S&P 500.

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RISK: Wild Swings

Fully investing in the stock market can mean brutal crashes, stressful declines, and emotional decision-making.

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EFFORT: Quarterly Rebalancing

You only rebalance 4 times a year, making this a true buy-and-hold strategy.

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EFFORT: Constant Monitoring

Many investors end up glued to their phone, checking prices, reading news, and second-guessing every move.

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ACCESS: Direct Email

My direct email is included inside the book in case you have questions.

🚧

ACCESS: Restricted

Many authors hide behind courses, memberships, newsletters, or paid communities.

If you want a smarter way to invest, this book is exactly what you need!

Instant PDF download, ePub Kindle edition, and read anywhere Buy Now!

What You’ll Learn Inside

Each chapter breaks down the logic, data, and rules behind The 20% Solution so you can understand exactly how the strategy works and why it has performed so well historically.

Introduction

Learn why Tim created The 20% Solution, how the strategy aims to produce stronger long-term returns, and why it does not require day trading, stock picking, or constantly watching the market.

Chapter 1: Terminology

Understand the key investing terms behind the strategy, including the S&P 500, Treasury bonds, mutual funds, and ETFs.

Chapter 2: Portfolio Allocations

See how different stock and bond allocations perform, why investors use bonds to reduce volatility, and how traditional portfolios compare against the S&P 500.

Chapter 3: Boosting Returns

Learn how leveraged ETFs can magnify returns, why they can be dangerous by themselves, and why risk control matters when using leverage.

Chapter 4: Diversifying Leverage

Discover the core 20% Solution strategy, including how leveraged stock and bond ETFs are combined to target higher returns with lower historical drawdowns than the S&P 500.

Chapter 5: The Future of this Strategy

Understand the risks, the role of interest rates and Treasury yields, and why the strategy may continue to make sense over the long term.

Chapter 6: Questions and Answers

Get answers to common questions about implementing the strategy, rebalancing, risk, taxes, brokerages, and long-term expectations.

Chapter 7: Final Thoughts

Finish with Tim’s final thoughts on using the strategy, staying disciplined, and approaching the market with a clear long-term plan.

The 20% Solution by Tim Morris

Written by Tim Morris

Tim Morris is an independent investor, researcher, and author who has spent more than a decade studying the financial markets. Through years of reading, research, testing, and real-world experience, he has developed a reputation for breaking down complex investing topics into clear, practical lessons that everyday investors can actually understand.

Whether writing about stock market fundamentals, investing psychology, swing trading, market theories, or long-term wealth building, Tim’s goal remains the same: to help readers think more clearly, avoid costly mistakes, and make better decisions with their money.

Known for his straightforward writing style and no-nonsense approach, Tim believes investing doesn’t need to be complicated to be successful. His books focus on what works, what doesn’t, and the lessons he wishes he had known when he first started his own investing journey.

Tim Morris

Perfect For Investors Using

Join investors who’ve discovered The 20% Solution

“This strategy finally made sense to me.”

I was tired of trying to pick individual stocks and constantly wondering if I was making the wrong move. This book gave me a simple system I could actually understand. The data made the whole strategy much easier to trust.

– Jason T.

“The backtesting was excellent.”

I’ve read a lot of investing books that make big claims without showing the numbers. This one actually walks through the historical performance, drawdowns, and logic behind the strategy. Very helpful and very clear.

– Laura S.

“Simple enough to actually follow.”

The best part is that this is not some complicated trading system. I don’t want to sit at my computer all day watching charts. The quarterly rebalancing approach is exactly what I was looking for.

– Matthew C.

“Made me rethink my portfolio.”

I always assumed the only option was to buy the S&P 500 and hope for the best. This book opened my eyes to a different way of structuring a portfolio while still keeping things simple and long-term focused.

– David K.

“One of Tim’s best books.”

I’ve bought several of Tim’s books and this is one of my favorites. It’s direct, easy to read, and the strategy is explained in a way that doesn’t feel overwhelming. I wish I had found it years ago.

– Chase M.

*Names have been changed for privacy reasons. Reviews are sourced from Amazon reviews and reader emails sent to Tim.

Frequently Asked Questions

How do I receive the book?

After purchase, you’ll receive digital access to the book in PDF and ePub format. The PDF version can be read on your computer or phone. The ePub version can be read on any eBook reader such as a Kindle.

Is this a day trading strategy?

No. The 20% Solution is a buy-and-hold investment strategy. You are not sitting at your computer all day trading stocks. The strategy is designed around long-term investing and quarterly rebalancing.

Do I have to pick individual stocks?

No. One of the main advantages of the strategy is that it removes the need to guess which individual stocks will win in the future. The portfolio structure is explained inside the book.

How often do I need to rebalance?

The strategy is rebalanced 4 times per year. This keeps the process simple and helps avoid the constant stress of checking your portfolio every day.

Is this a recurring subscription?

No. This is a one-time purchase. Once you buy the book, it’s yours to keep. There are no monthly fees, recurring charges, or hidden subscriptions.

What if I have additional questions?

I include my direct email inside all my books. If you have any questions while reading, feel free to send me a message and I’ll gladly answer them for you.

Tim Morris Guarantee

Stop Guessing and Start Following the Data

Get instant access to The 20% Solution and discover a buy-and-hold strategy designed to deliver stronger returns with less volatility than the S&P 500.

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